Real Estate

How does buying a home affect my rent?

How does the purchase of a home affect my tax return in Spain?

Buying a house is more than just a property transaction; it also carries significant tax implications. This article delves into how the purchase of a property is taxed in the 2023 income tax, from the obligations you need to meet to the various ways it can affect your taxes. Do I need to declare the purchase of a property? Yes, declaring the purchase of a property is mandatory. Whether you buy a house to...

Best month to buy or sell a property.

Best month to buy or sell a house

The real estate market, like many others, undergoes fluctuations throughout the year, determined by various factors. When deciding to buy or sell a property, choosing the right moment can make a significant difference in the final outcome. For those seeking a new build in Valladolid or a house with history, at Ker2000 we have prepared this article, in which we break down the most propitious moments to...

Mortgages: What is interest rate risk compensation?

Mortgages: What is interest rate risk compensation?

In this article, we will explain what interest rate risk compensation is and how it is calculated. Interest rate risk compensation is an important concept in the world of finance that can have a significant impact on your loans and credits. If you're interested in learning more about how this compensation works and how it can affect you, keep reading to find out. What is interest rate risk...

Mortgage broker: Is it really necessary?

Mortgage broker: Is it really necessary?

Are you considering buying a home and don't know where to start? A mortgage broker may be the solution you are looking for. But what is a mortgage broker and is it really useful to hire one? In this article we will explore the definition of a mortgage broker, discuss whether it is worth hiring, identify its advantages and disadvantages, and answer the question about how much it costs. With the information...

Solvent tenants: How to detect them easily.

Solvent tenants: How to detect them easily

If you own a property and decide to rent it, it will be essential to find solvent tenants to protect your investment. Read on to find out how to protect your home when renting and avoid delinquent tenants. How to find a good solvent tenant? There are several ways to find a good solvent tenant: Ask for references: One way to find out about a tenant's creditworthiness is to ask for references from...

Debt-ridden flat.

I have bought a property with IBI or community debts, what should I do?

After crunching the numbers, you've decided to buy a house. You are sure you have the necessary capital, and most importantly, everything is under control. Even so, you should not be too hasty. You could end up buying a property with encumbrances, i.e. one that has debts with the Property Tax (IBI), or with the community. Here are some tips to avoid unpleasant surprises after signing the title deeds of...

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